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Chart of the Day: Stock Moats

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer Jan 14, 2025
Chart is a grid that shows examples of the types of moats with examples and explanations in each grid.

Contents

Today’s Chart of the Day is from Brian Feroldi and talks about the Five Types of Moats. We all know about moats around castles for protection. In finance, the concept is similar except it refers to the level of competition for companies. 
 
As an example, let's look at the Apple iPhone. It’s nearly impossible for a new company to create an iPhone from scratch, have all the apps, distribution network, and the reputation of reliability. Versus, at Macy’s where if you don’t like their product or prices, you can simply walk next door, or order on Amazon. 
 
This isn't to say that Macy’s is a bad investment, but for companies like these with no moat, it’s better to own all the retail companies in an index vs. trying to own one or two individually. Then you don’t care which store a customer goes into, just that they go. 
 
Chart of the Day

About the Author

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer
Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

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