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Business Borrowing

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Custom loans made for your business needs.

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Since 1929, we’ve been helping Florida businesses like yours get the financing they need to grow. We know that no two loans are the same. Our lenders work with clients to understand their individual needs, so we can tailor a loan to fit their circumstances.

Loans subject to credit approval.

Borrowing Options

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Commercial Real Estate

We offer solutions to help meet your borrowing needs with flexible terms and competitive rates.

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Term Loans

Whether you’re considering a new commercial building or outgrowing your current facilities, we offer loan options that can help fund your growth.

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Lines of Credit

Manage your cash flow effectively with a business line of credit.

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Specialized Products

We provide specialized services for capital groups, CPAs, doctors, lawyers and more.

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SEE WHY LOCAL BUSINESSES CHOOSE TO WORK WITH US.

Mac Martin, Owner of United Country & Gulfland Real Estate

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On Our Minds

Map of US with orange highlights from light to dark with the darker the shade indicates the higher number of insurance non-renewals. Map of the US with blue highlights from light to dark illustrating the 3-year insurance premium change with the darker the shade indicating the higher the increase.
Chart of the Day

Chart of the Day: Higher Homeowner Insurance

February 27, 2025

Today’s two charts illustrate that Florida continues to struggle with increasingly more expensive homeowners' insurance.

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How Florida's Hurricane Season Impacts Home Mortgages

How Florida's Hurricane Season Impacts Home Mortgages

February 26, 2025

As we enter another year in the Sunshine State, one thing remains consistent—hurricane season. For many Floridians, this season means more than just...

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Bar graph illustrating cash vs 60/40 portfolio results over 1, 2, 5, 10, 15 and 20 years. Red bars indicate the percentage of time the 60/40 outperformed cash, while black bars show the percentage of time that cash underperformed during that same time period.
Chart of the Day

Chart of the Day: Cash Can Cost

February 25, 2025

Today's Chart of the Day, from BlackRock, illustrates the potential downside of staying in cash for too long. It highlights the excess returns of a...

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