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All locations will be closed Thursday, November 27, for Thanksgiving. We will be open regular hours on Friday, November 28.

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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Chart illustrating the difference between investing (solid blue line) and gambling (broken blue line).

Chart of the Day: Investing vs. Gambling

November 20, 2025

Today’s Chart of the Day is from Michael Mauboussin and highlights the difference between investing vs. gambling. 

 Investing options ranked by expected returns and risk.

Chart of the Day: 16 Investment Options

November 18, 2025

Today’s Chart of the Day is from Brian Feroldi with a great infographic breaking down all investments into 16 options.

Line graph showing Cap rates on single-family rental property from 1950 to present.

Chart of the Day: History of Rental Rates

November 13, 2025

Today’s Chart of the Day comes from re:venture, a provider of real estate market data. The chart highlights single-family rental capitalization (cap)...