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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Timeline chart showing the changes in interest rates from 2020 to 2024.
Chart of the Day

Chart of the Day: Interest Rate Cycle

February 26, 2026

With the current Federal Reserve Chair’s term set to conclude this May, today's Chart of the Day from YCharts looks back at the interest‑rate cycle...

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Father, dog and 2 daughters walking into the sunset on a dirt path.
Estate Planning

Why Young Adults Need an Estate Plan (Even If You Think You Don’t)

February 25, 2026

When most people hear the term estate planning, they picture retirees, their parents, or individuals with significant wealth. But the truth is that...

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Multiple line-graph charts showing the increase from 2010 to 2025 in the use of Google searches for basic life skills such as how to hang up a picture or how to use a credit card.
Chart of the Day

Chart of the Day: Help with Adulting

February 24, 2026

Today's Chart of the Day from Chartr shows a steady rise in Google searches for basic “adulting” tasks—from doing laundry and using a mop to filing...

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