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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Line graph showing the percentage of Americans that consume alcoholic beverages, from 1940 to present.
Chart of the Day

Chart of the Day: Lowest Ever Alcohol Consumption

December 4, 2025

Today’s Chart of the Day is from Gallop and shows the share of Americans that drink alcohol since 1940.

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Line graph showing ages of all home buyers (red), repeat buyers (green), and first-time buyers (yellow) from 1980 to present.
Chart of the Day

Chart of the Day: First-Time Home Buyers Are Holding Off

December 2, 2025

Today’s Chart of the Day is from Axios Visuals with data from the National Association of Realtors.

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Overnight versus intraday returns for the SPDR S&P500 ETF (SPY).
Chart of the Day

Chart of the Day: Day or Night Trading

November 25, 2025

The topic of Today’s Chart of the Day is something that often crosses my mind in the morning when I look at how the market is going to open.

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