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COA and HOA Loans

We’re Here to Help

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We’re here to support our Florida communities, whether that’s through planned property renovations or a storm recovery after hurricane season. Updates, maintenance, and unexpected emergencies are all covered through our loan process.

REASONS TO APPLY FOR A HOMEOWNERS OR CONDO ASSOCIATION LOAN:

Planned Renovations or Capital Maintenance

We understand that as properties age, there comes a time when updates and repairs need to be made. We are here to work with you as you improve your community.

Unexpected Storm Recovery

As Floridians, we know that hurricane season can cause damages to the communities we call home. If your association has been impacted, our loan program can help you through the recovery process.

If you’re interested, download and fill out our pre-qualification worksheet, then bring it to us. From there, we’ll help you determine next steps for you and your properties.

Download Our Pre-qualification Sheet

Blog

On Our Minds

Map of the US with each state highlighted based on its combined state and average sales tax rate, with gray representing no tax, and ranging from yellow (lowest) to dark purple (highest.)
Chart of the Day

Chart of the Day: How High Sales Tax by State?

July 23, 2026

Today’s Chart of the Day from the Tax Foundation’s "2026 Sales Tax Rates | Sales Taxes by State" highlights combined state and local sales tax rates...

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Graph showing the breakdown of profitable vs. unprofitable bettor accounts on Polymarket.
Chart of the Day

Chart of the Day: Why Almost Everyone Loses

July 21, 2026

Today's Chart of the Day from The Wall Street Journal article "Why Almost Everyone Loses—Except a Few Sharks—on Prediction Markets" explores what...

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Bar graph from 5/1928 to present illustrating the number of days the S&P 500 has shown positive index + negative breadth or vice versa.
Chart of the Day

Chart of the Day: The Costanza Market

July 16, 2026

Today's Chart of the Day is from Jason Goepfert on X: "It has been a Costanza market* to a historic degree. Never before has the S&P 500 index gone...

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