Skip to content

Live for today. Plan for tomorrow. Join us at an estate-planning seminar.

Get Started 863-222-7005

Positive Pay

Help Prevent Fraud

Receive notifications of unconfirmed transactions before they are paid.

CDBIA-Testimonial_V1.00_00_35_15.Still004

Benefits of Positive Pay

Artboard 22 copy 21@2x-1

Simple

Positive Pay is easy to use. You also can designate other Online Banking users in your company to upload and/or enter your issued checks.

Artboard 22 copy 22@2x-1

Safe & Secure

Because items are reviewed daily, fraud can be stopped as it occurs rather than being discovered during account reconciliation.

Artboard 22 copy 23@2x-1

Convenient

Quickly view Positive Pay exception items daily.

How It Works

Two creative millenial small business owners working on social media strategy using a digital tablet while sitting in staircase

Check Positive Pay

Check Positive Pay is easily accessible through our Cash Management Online Solution. You transmit a list of issued checks to us through your online account each day. Then the items are systematically matched by check number, account number, payee, and dollar amount to the checks paid from the prior business day. Any item that does not match is automatically presented to you for a payment decision.

ACH Positive Pay*

Verify payments, handle exceptions, track activity and generate reports, all while receiving timely notifications through email, text, or mobile push notifications .

With ACH Positive Pay, you’re in control. ACH Exception items are generated because they meet or violate an ACH Filter Rule. Define rules at the account level for ACH activity. Then every ACH transaction presented for payment is measured against these established rules to determine if further scrutiny is needed.

*ACH Positive Pay is an additional tool available to those utilizing Crews Treasury Pro.
the-meeting-is-underway-2023-11-27-05-25-11-utc

See why local businesses choose to work with us.

Oralia Ramirez, Owner of RMZ Realty

20190306-DSC05929

Need help with positive pay?

We have put together step-by-step instructions to help you create Positive Pay files.

Get Started

Blog

On Our Minds

bar chart in amazon blue showing growth of use over time

Chart of the Day: 75% Use Prime

February 20, 2025

Today’s Chart of the Day from Chartr shows that over 75% of American’s are using Amazon Prime as of 2024. Amazon is now the 4th largest company in...

line of residential homes

Your Guide to Residential Mortgages in Florida: What Homebuyers Need to Know

February 19, 2025

Buying a home is one of the most significant financial decisions you'll make, and navigating the mortgage process can be daunting—especially in...

Graph showing the happiness level of Olympic bronze (red) and silver medalists (yellow) on a scale of 1 (lowest) to 10 (highest)

Chart of the Day: Bronze Happier Than Silver

February 18, 2025

Today’s Chart of the Day has data from the Journal of Personality and Social Psychology used by our partners at BlackRock (the company that owns...