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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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Blog

On Our Minds

Line graph showing the history of the average active mutual fund shares from 2013 to present.
Chart of the Day

Chart of the Day: Lower Active Shares

July 3, 2025

Today’s Chart of the Day is from Goldman Sachs and was featured in an article in the Financial Times. It illustrates the trend in “Active Share Vs....

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Blue bar graph depicting the use and user frequency of AI among college students.
Chart of the Day

Chart of the Day: Artificial Intelligence in College

July 1, 2025

Today’s Chart of the Day is from the Digital Education Council and presented by Bloomberg in an article called “Does College Still Have a Purpose in...

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Blue bar chart showing the odds of gains in the stock market over various time frames.
Chart of the Day

Chart of the Day: Odds of Gains

June 26, 2025

Today’s Chart of the Day is from Ritholtz Wealth Management and shows the odds of having a gain while holding stocks represented by the S&P 500.

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