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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

best days in blue and worst days in orange on chart spanning from 1980 to 2024
Chart of the Day

Chart of the Day: Darkest Before the Light

April 10, 2025

Today’s Chart of the Day is a classic one provided by Vanguard and was recently updated to reflect 2024 performance. It highlights the best and worst...

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sepia toned image of Bank of Wauchula, dated 1929
Community Bank

Crews Bank & Trust - We Are Your Hometown Bank

April 9, 2025

We opened our first branch in Wauchula in 1929 and never looked back. Now, as Crews Bank & Trust, we have been a cornerstone of Central and Southwest...

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Bar graph illustrating the median square-foot growth in home sizes from 1920-2020
Chart of the Day

Chart of the Day - The Opposite of Shrinkflation

April 8, 2025

Today’s Chart of the Day is from theHUSTLE with data from the US Census Bureau showing that the median square footage of houses in the US has...

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