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Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

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Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

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Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

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On Our Minds

Area chart showing the Tooth Fairy payouts from 2001 to 2025
Chart of the Day

Chart of the Day - Tooth Fairy Payout

March 25, 2025

Today’s Chart of the Day is from Delta Dental and shows the average Tooth Fairy payout per lost tooth since 2001. A tongue in cheek survey but also...

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Curve shown in green and pink
Chart of the Day

Chart of the Day: Tax More/Less Get Less/More

March 20, 2025

Today’s Chart of the Day highlights The Laffer Curve, an economic theory created by Arthur Laffer in 1974. It proposes that there is a maximum amount...

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Why You Need an Estate Planning Document Review

Why You Need an Estate Planning Document Review

March 19, 2025

Creating an estate plan can bring a sense of relief, knowing that assets and wishes are carefully documented. After completing the process, the...

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