Winter Haven Branch
347 W Central Ave., Winter Haven, FL 33880
Lobby Hours
Monday - Friday: 9 a.m. - 5 p.m.
24-hour Walk-up ATM
About Our Winter Haven Branch
Our Winter Haven branch was our first office opened in Polk County. It is not a typical bank branch.
We call it a Business Lounge, which facilitates partnership with business owners and enables us to help them advance the way they grow their businesses. At our branch, innovative technology combines with personal service and traditional values designed to make the banking experience easy, secure, and convenient.
Proudly Serving
Services at Our Winter Haven Branch
No matter what your personal or business goals may be, we are here to help.
Online Banking and Bill Pay
Personal Banking
Checking
Savings
Business Banking
Treasury Management
Commercial Real Estate Loans
Equipment Loans
Residential Mortgages
Consumer Loans
Trust Services
Estate Planning
Investment Management
A Premier Bank
We operate by a strict, written purpose and set of values. Our Purpose is to build relationships that span generations. Our Values include stewardship, integrity, service, teamwork, community, and a pioneering spirit.
Dedicated to Our Customers
This sets us apart, along with our history, our team, our products and services, and our loyal customers. We are dedicated to serving individuals, families, businesses, and nonprofits in our local communities, and we are proud of this commitment.
Meet The Crews Bank & Trust Winter Haven Team
Andrew Foreman
Area President, Polk County
Andrew, a native Floridian who was born and raised in Hardee County, joined the Bank in 2013. He graduated from South Florida State College with a bachelor’s degree in business and the Florida Bankers Association School of Banking while serving as class vice president. Andrew is currently an active member of the Central Florida Development Council and the Lakeland TigerTown Rotary Club. Andrew’s focus is on helping his customers grow their business and partnering with them on their commercial needs.
When he's not working, he loves spending time with his wife, son, and other family. He enjoys outdoor activities, including fishing and being out on the water.
aforeman@crews.bank
Robin Carr
Vice President, Commercial Banker
When Robin joined the Bank in November of 2019, he brought with him more than 30 years of banking experience, including proficiencies in lending, underwriting and loan management. Robin grew up in Orlando and has lived in Central Florida for 15 years. He has a strong understanding of the business community and is committed to providing business owners the service they deserve.
Robin graduated from the University of Central Florida with a BSBA (Bachelor of Science in Business Administration) degree in finance and has been involved with various Central Florida Chambers of Commerce. He has a son who is a physician's assistant and lieutenant in the Florida National Guard and a daughter who is an ICU nurse.
rcarr@crews.bank
Mark Delaney
Vice President, Commercial Banker
Mark is a fourth-generation Floridian with strong ties to Florida’s Heartland. He began his banking career in 1998 and joined the Bank in 2005. He is driven by helping his customers succeed in their business by offering solution-minded ideas.
He has served in leadership positions on many civic and nonprofit boards, including President and Vice President of the Kiwanis Club, Chairman and Vice Chairman of Keep Highlands County Beautiful and Vice Chairman and Treasurer of Highlands County YMCA. He is an active outdoorsman who enjoys duck hunting, hiking and photography.
mdelaney@crews.bank
John Laurent
Vice President, Commercial Banker
John has been an integral part of gaining new business customers and expanding services to our existing customers since joining the bank in January 2017. He became a commercial banker in October of 2019 and continues to serve the Polk County market, working along with the Winter Haven and Lakeland teams to support the growth goals for the region.
A sixth-generation Floridian born in Lakeland, John attended Bartow Senior High School and earned a Business Administration Degree in finance from the University of South Florida. He is a member of the Winter Haven and Bartow Chamber of Commerce, and he enjoys hunting, fishing, college football, planting trees, improving wildlife habitats and spending time with his family.
jlaurent@crews.bank
Andrew Calderon
Residential Lender
Andrew joined the Bank as a Residential Lender. Born in New York and raised in Connecticut, Andrew received a bachelor’s degree in industrial technology from Central Connecticut State University in 2017. He joins the Bank with five years of experience at another financial institution. In his new position, Andrew will assist customers in the Polk County community with every step of the loan process.
Loans that Andrew can assist with include:
- Conventional loans to purchase your next home.
- FHA loans with flexible guidelines and down payment requirements.
- VA loans exclusively for veterans and military personnel.
- Refinance loans for home improvement projects and/or debt consolidation that can package high-interest debts like credit cards and medical bills into a single loan with a lower interest rate.
- Construction-to-permanent mortgage loans with a single closing.
In his spare time, he enjoys visiting the local theme parks and sharing his love of soccer with his son.
acalderon@crews.bank
Amy Underwood
Vice President, Business Relationship Banker
NMLS #1170956
Amy is a Business Banking Officer with 25 years of experience in Florida's banking industry. Born and raised in Florida, she currently resides in Lakeland. Prior to joining the Bank almost 7 years ago, her banking career was based primarily in Tampa, with a brief stint in Georgia.
She holds an associate degree in business management and actively supports the Winter Haven Chamber of Commerce as an Ambassador and is a member of the Winter Haven Chamber of Commerce Foundation. She is also the Chair of their Foundation board and has been awarded Presidential Ambassador several times. She is an active member of the Lakeland Chamber of Commerce and a member of the Junior League of Greater Lakeland.
Amy has a daughter and a grandson, the newest addition to her family.
During her free time, she enjoys reading, traveling, and spending time on the beach or in the mountains.
aunderwood@crews.bank
Karla Huaman
Assistant Vice President, Retail Banking Officer
NMLS#1235298
Karla Huaman was promoted to Assistant Vice President, Retail Banking Officer of Crews Bank & Trust in 2024. She oversees both the Winter Haven and Lakeland branches, managing the day-to-day operations and creating a focused business plan for future growth and success in the Polk County area.
Karla was born in Peru and grew up in New York. She moved to Florida in 2018. She began working with the Bank in 2021 as a personal banker, bringing over 20 years of experience in the banking industry with her. At her previous financial institution, Karla served as a branch operations manager.
When not at work or volunteering, Karla enjoys spending time with her three children and visiting family around the globe including destinations such as Japan, Canada and Spain. She also dedicates some of her free time giving back to her community by participating in local food drives and distributing food to those in need.
khuaman@crews.bank
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