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Area chart showing the Tooth Fairy payouts from 2001 to 2025

Chart of the Day - Tooth Fairy Payout

Today’s Chart of the Day is from Delta Dental and shows the average Tooth Fairy payout per lost tooth since 2001. A tongue in cheek survey but also..

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Curve shown in green and pink

Chart of the Day: Tax More/Less Get Less/More

Today’s Chart of the Day highlights The Laffer Curve, an economic theory created by Arthur Laffer in 1974. It proposes that there is a maximum amount..

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Why You Need an Estate Planning Document Review

Creating an estate plan can bring a sense of relief, knowing that assets and wishes are carefully documented. After completing the process, the..

Read More

Line graph showing Feb funds rate, 30-year mortgage rate and 10-year Treasury bond rates

Chart of the Day - Lower Rates Don't Always Means Lower Mortgage Rates

Today’s Chart of the Day was shared by my colleague, and fellow Portfolio Manger, Angie Parsons. It's a from Bloomberg article showing the changes in..

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The average performance before, during and after a recession shown in pink, yellow and orange respectively. The performance after is much greater than during or before.

Chart of the Day: Positive Returns During Recessions

Today’s Chart of the Day and commentary is from Angie Parsons, my colleague and fellow Portfolio Manager. The chart from BlackRock shows stock..

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View of a young woman's hands holding a credit card and sitting cross-legged with a laptop on her lap, open to a shopping website.

Ten Ways to Keep Your Money Safe Online

Life is busy. We spend our waking hours working, learning, parenting, caretaking, exercising, cooking, shopping and feeling guilty about all the..

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Chart illustrating Total Risk, with unsystematic risk noted in light blue and systematic risk in darker blue.

Chart of the Day: More Investments = Less Risk (To a Point)

Today’s Chart of the Day spotlights an important investment concept which was pioneered by Harry Markowitz, a Nobel Prize winner and pioneer of the..

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black bar chart

Chart of the Day: Work from Home Figures Sticky at 30%

Today’s Chart of the Day from Wolfstreet shows that Work from Home, a.k.a. WFH, is getting “sticky” at 30% after peaking at 60% during the pandemic.

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young woman sitting on a wood floor with laptop on her legs and take-away coffee in her hands. Tax documents on floor all around her

Protect Yourself from Tax Scams This Season

It’s that time of year again - tax season. Let’s not let the fraudsters cash in on our hard-earned money or steal our identity.

Read More

Line graph illustrating the median age of homebuyers from 1981 to 2024

Chart of Day - Median Age of Homebuyers

Today’s Chart of the Day uses data from the National Association of Realtors compiled by Torsten Sølk with Apollo, showing the history of the median..

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 Map of US with orange highlights from light to dark with the darker the shade indicates the higher number of insurance non-renewals. Map of the US with blue highlights from light to dark illustrating the 3-year insurance premium change with the darker the shade indicating the higher the increase.

Chart of the Day: Higher Homeowner Insurance

Today’s two charts illustrate that Florida continues to struggle with increasingly more expensive homeowners' insurance.

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How Florida's Hurricane Season Impacts Home Mortgages

As we enter another year in the Sunshine State, one thing remains consistent—hurricane season. For many Floridians, this season means more than just..

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Bar graph illustrating cash vs 60/40 portfolio results over 1, 2, 5, 10, 15 and 20 years. Red bars indicate the percentage of time the 60/40 outperformed cash, while black bars show the percentage of time that cash underperformed during that same time period.

Chart of the Day: Cash Can Cost

Today's Chart of the Day, from BlackRock, illustrates the potential downside of staying in cash for too long. It highlights the excess returns of a..

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bar chart in amazon blue showing growth of use over time

Chart of the Day: 75% Use Prime

Today’s Chart of the Day from Chartr shows that over 75% of American’s are using Amazon Prime as of 2024. Amazon is now the 4th largest company in..

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line of residential homes

Your Guide to Residential Mortgages in Florida: What Homebuyers Need to Know

Buying a home is one of the most significant financial decisions you'll make, and navigating the mortgage process can be daunting—especially in..

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Chart of the Day - Tooth Fairy Payout

Today’s Chart of the Day is from Delta Dental and shows the average Tooth Fairy payout per lost tooth since 2001. A tongue in cheek survey but also used by some as a gauge for the state of the economy and inflation.  

More

Chart of the Day: Tax More/Less Get Less/More

Today’s Chart of the Day highlights The Laffer Curve, an economic theory created by Arthur Laffer in 1974. It proposes that there is a maximum amount that tax rates can reach before tax revenues start to decline.

More

Why You Need an Estate Planning Document Review

Creating an estate plan can bring a sense of relief, knowing that assets and wishes are carefully documented. After completing the process, the documents are often stored away, assuming everything's set for the future. However, as the years pass—children grow up, financial situations shift, and family dynamics evolve—what was once a solid plan becomes outdated. What was meant to be a safeguard becomes a source of confusion and conflict when left unchecked.

More

Chart of the Day - Lower Rates Don't Always Means Lower Mortgage Rates

Today’s Chart of the Day was shared by my colleague, and fellow Portfolio Manger, Angie Parsons. It's a from Bloomberg article showing the changes in the short-term Fed funds rate, 30-year mortgage rates and 10-year Treasury rates since August 2024.

More

Chart of the Day: Positive Returns During Recessions

Today’s Chart of the Day and commentary is from Angie Parsons, my colleague and fellow Portfolio Manager. 

The chart from BlackRock shows stock returns during recessions dating back to 1929. Surprisingly, the average return is positive and increases to 25% the next year afterwards. This highlights that although market downturns sometimes coincide with recessions, the stock market is not a good indicator of the current state of the economy. The reason is the stock market often looks past the short-term and instead looks well into the future. Therefore, more often than not, the stock market recovers faster than the economy.

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Ten Ways to Keep Your Money Safe Online

Life is busy. We spend our waking hours working, learning, parenting, caretaking, exercising, cooking, shopping and feeling guilty about all the things we didn’t do. The list is endless, and it all takes time, so something has to give.

More

Chart of the Day: More Investments = Less Risk (To a Point)

Today’s Chart of the Day spotlights an important investment concept which was pioneered by Harry Markowitz, a Nobel Prize winner and pioneer of the Modern Portfolio Theory in 1952. 

More

Chart of the Day: Work from Home Figures Sticky at 30%

Today’s Chart of the Day from Wolfstreet shows that Work from Home, a.k.a. WFH, is getting “sticky” at 30% after peaking at 60% during the pandemic.

More

Protect Yourself from Tax Scams This Season

It’s that time of year again - tax season. Let’s not let the fraudsters cash in on our hard-earned money or steal our identity.

More

Chart of Day - Median Age of Homebuyers

Today’s Chart of the Day uses data from the National Association of Realtors compiled by Torsten Sølk with Apollo, showing the history of the median age of all homebuyers. In 1981 the median age was 31 and in 2024 it peaked to a high of 56. 

More

Chart of the Day: Higher Homeowner Insurance

Today’s two charts illustrate that Florida continues to struggle with increasingly more expensive homeowners' insurance.

More

How Florida's Hurricane Season Impacts Home Mortgages

As we enter another year in the Sunshine State, one thing remains consistent—hurricane season. For many Floridians, this season means more than just stocking up on emergency supplies. It's about stabilizing finances and ensuring their most significant investment—their home—is protected. Understanding the relationship between hurricane season, homeownership, and mortgage stability is crucial for anyone navigating Florida's housing market.

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Chart of the Day: Cash Can Cost

Today's Chart of the Day, from BlackRock, illustrates the potential downside of staying in cash for too long. It highlights the excess returns of a 60% stock/40% bond portfolio compared to cash since 1926. The top bars (red) show these returns; for instance, a 10-year holding period yields returns 100% higher than cash.

The black boxes below show the percentage of time cash underperforms; for 10 years, that is 91% of the time.

This highlights the old adage, "It’s not about timing the market, but time in the market." If you have funds that you will not need for more than 10+ years, historically, stocks have been your best bet.

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Chart of the Day: 75% Use Prime

Today’s Chart of the Day from Chartr shows that over 75% of American’s are using Amazon Prime as of 2024. Amazon is now the 4th largest company in the United States and has an annual return of 27% a year vs. 15% for the S&P 500 over the same time frame.

More

Your Guide to Residential Mortgages in Florida: What Homebuyers Need to Know

Buying a home is one of the most significant financial decisions you'll make, and navigating the mortgage process can be daunting—especially in Florida’s unique housing market.

More