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Financial Forecast

Why Do I Need a Budget?

At its core, a budget is a plan that tracks your income and expenses. It's a tool to ensure you can cover your monthly expenses and save for future goals. If you have a regular income and want to manage your finances better, creating a budget is a smart choice.

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Insured Cash Sweep (ICS): Ensuring Your Deposits Beyond $250,000

In the world of banking and finance, safety and security are paramount concerns for individuals and businesses alike. The Federal Deposit Insurance Corporation (FDIC) has long provided peace of mind by insuring deposits up to $250,000 per depositor, per insured bank. However, what if you have more than $250,000 to protect? This is where the Insured Cash Sweep (ICS) program comes into play.

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Do I Really Need an Emergency Fund?

How do you feel when you’re about to get out of your car, it starts pouring rain, and you realize you don’t have an umbrella?

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When is the Right Time to Start Talking to Your Children about Money?

When should parents talk to their children about money and how does one go about it? Just as you wouldn't throw a child into a swimming pool without teaching them how to swim or send a successful 6th grader off to university, it's essential to approach financial education with careful consideration and timing.

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Why You Should Opt for Online Bank Statements

In the digital age, more and more people are choosing to receive their bank statements online. Here are some compelling reasons why you should consider making the switch:

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How To Budget for College

Between 1980 and 2020, the price of college tuition increased by over 180%, according to Forbes Investor.  In 2022 and 2023, the average cost of college tuition ranged from approximately $11,000 for public colleges to $40,000 for private ones. Needless to say, going to college requires some financial planning.

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Incorporating Your Side Hustle

Do you have a side hustle? If so, you’re not the only one—about 40% of people in the U.S. run a side hustle or small business in addition to their 9-to-5, according to a 2022 Zapier report. Or maybe you’re thinking of starting one, just like 31% of people (according to the same report). Side hustles can be a great way to pursue your passions outside of work while providing financial security and diverse streams of revenue. Sometimes, a side hustle can even present new opportunities for a career change, giving you the chance to earn a living doing what you love. Whether you’re looking to make extra income, start your own small business, or make a complete career transition, we’re here to guide you through the process.

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Why Should I Use My Debit Card?

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How should I spend my stimulus cash?

Back in the day, when your father or mother would give you a dollar, they might offer this cautionary advice: “Don’t spend it all at once,” or “don’t spend it all in one place.”

Well, that certainly can be applied to the stimulus payments the government has promised millions of Americans due to the harsh economic times created by the coronavirus pandemic. The Treasury Department and the Internal Revenue Service announced that the payments will begin in mid-April and will be distributed automatically, with no action required for most people.

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Staying in Because of the Virus? Consider These Online and Mobile Banking Solutions

With cases of COVID-19 (Coronavirus) confirmed in all 50 states and the District of Columbia, “social distancing” has become one of the tactics designed to slow the spread of the global pandemic. Businesses across the country are taking precautionary steps in accordance with their emergency preparedness plans, and banks are no exception.

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