Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Chart of the Day

Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the..

Colorful line chart from 1945 to 2025 showing bond ownership divided by government, financial sector, pension funds, rest of the world and households.

Chart of the Day

Chart of the Day: Who Do We Owe?

Today’s Chart of the Day from BofA Global Research shows the percentages of US treasury bond ownership spanning from 1945 to 2025.

Chart illustrating 10 different types of fraud with a dollar breakdown of how much is lost in each category per year

Chart of the Day

Chart of the Day: Types of Fraud

Today’s Chart of the Day is from Visual Capitalist detailing and ranking common types of fraud. The report suggests losses are half a trillion..

Line graph illustrating the trust Americans' have in the media, spanning from 1972 - 2024, with choices of Great Deal/Fair Amount (green), Not Very Much (navy) and None at All (light blue).

Chart of the Day

Chart of the Day - Trust in Media is 'None at All'

Today’s Chart of the Day is from Gallup and shows the change in American’s Trust in Mass Media from 1972 to 2024. The choice of “None at all” went..

best days in blue and worst days in orange on chart spanning from 1980 to 2024

Chart of the Day

Chart of the Day: Darkest Before the Light

Today’s Chart of the Day is a classic one provided by Vanguard and was recently updated to reflect 2024 performance. It highlights the best and worst..

Bar graph illustrating the median square-foot growth in home sizes from 1920-2020

Chart of the Day

Chart of the Day - The Opposite of Shrinkflation

Today’s Chart of the Day is from theHUSTLE with data from the US Census Bureau showing that the median square footage of houses in the US has..

Chart of the Day

Chart of the Day: Past Performance

Today’s Chart of the Day is from the Financial Times in an article titled “Which funds have incinerated the most value over the past decade?” The..

Checkerboard-styled chart running from 2011-2024 using different colors representing the factors taken into consideration when planning a portfolio. Each square gives the loss or gain in percentages for that subcategory for that year.

Chart of the Day

Chart of the Day: A Case for Diversification aka the Chicklets Chart

Today’s Chart of the Day, often referred to as the Chicklets Chart, is updated annually to reflect the returns of the major factors in the equity..

List of cognitive biases with an orange border

Chart of the Day

Chart of the Day: Cognitive Bias

Today’s Chart of the Day from PageTear was shared by Charlie Bilello. It shows 15 different Cognitive Biases, their definition, and examples.

Area chart showing the Tooth Fairy payouts from 2001 to 2025

Chart of the Day

Chart of the Day - Tooth Fairy Payout

Today’s Chart of the Day is from Delta Dental and shows the average Tooth Fairy payout per lost tooth since 2001. A tongue in cheek survey but also..

Chart of the Day

Chart of the Day: Tax More/Less Get Less/More

Today’s Chart of the Day highlights The Laffer Curve, an economic theory created by Arthur Laffer in 1974. It proposes that there is a maximum amount..

Line graph showing Feb funds rate, 30-year mortgage rate and 10-year Treasury bond rates

Chart of the Day

Chart of the Day - Lower Rates Don't Always Means Lower Mortgage Rates

Today’s Chart of the Day was shared by my colleague, and fellow Portfolio Manger, Angie Parsons. It's a from Bloomberg article showing the changes in..

The average performance before, during and after a recession shown in pink, yellow and orange respectively. The performance after is much greater than during or before.

Chart of the Day

Chart of the Day: Positive Returns During Recessions

Today’s Chart of the Day and commentary is from Angie Parsons, my colleague and fellow Portfolio Manager. The chart from BlackRock shows stock..

Chart illustrating Total Risk, with unsystematic risk noted in light blue and systematic risk in darker blue.

Chart of the Day

Chart of the Day: More Investments = Less Risk (To a Point)

Today’s Chart of the Day spotlights an important investment concept which was pioneered by Harry Markowitz, a Nobel Prize winner and pioneer of the..

Chart of the Day

Chart of the Day: Work from Home Figures Sticky at 30%

Today’s Chart of the Day from Wolfstreet shows that Work from Home, a.k.a. WFH, is getting “sticky” at 30% after peaking at 60% during the pandemic.

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Chart of the Day: 14% Downturns

Today’s Chart of the Day from OneDigital shows the return of the S&P 500 each calendar year since 1980 as well as the maximum drawdown during the year.

Chart of the Day

04/22/25

Chart of the Day: Who Do We Owe?

Today’s Chart of the Day from BofA Global Research shows the percentages of US treasury bond ownership spanning from 1945 to 2025.

Chart of the Day

04/17/25

Chart of the Day: Types of Fraud

Today’s Chart of the Day is from Visual Capitalist detailing and ranking common types of fraud. The report suggests losses are half a trillion dollars annually, which works out to $1,500 per adult in the US.

Chart of the Day

04/15/25

Chart of the Day - Trust in Media is 'None at All'

Today’s Chart of the Day is from Gallup and shows the change in American’s Trust in Mass Media from 1972 to 2024. The choice of “None at all” went from a low of 5% in 1972 to the high of 36% in 2024, beating out “Great deal/Fair amount,” which fell from a peak of 68% to its lowest of 31%.

The article suggests this coincides with the 1980 start of the 24-hour news cycle, further fueled by additional news channels in the 1990s, then the invention of social media in early 2000’s, culminating with the rise of smart phones in the early 2010’s.

Where do we go from here? We are probably stuck in a three-way split between the categories until a new technology is invented.

Chart of the Day

04/10/25

Chart of the Day: Darkest Before the Light

Today’s Chart of the Day is a classic one provided by Vanguard and was recently updated to reflect 2024 performance. It highlights the best and worst days going back to 1980, and notes that often the best “up” days are right after the worst “down” days.

Chart of the Day

04/8/25

Chart of the Day - The Opposite of Shrinkflation

Today’s Chart of the Day is from theHUSTLE with data from the US Census Bureau showing that the median square footage of houses in the US has increased 138%, from 1,048 sq-ft in 1920 to 2,491 in 2020.

Chart of the Day

04/3/25

Chart of the Day: Past Performance

Today’s Chart of the Day is from the Financial Times in an article titled “Which funds have incinerated the most value over the past decade?” The fund family ARK is on the top of the list by a large margin because for the last 10 years it lost a combined $13.4 billion.

Chart of the Day

04/1/25

Chart of the Day: A Case for Diversification aka the Chicklets Chart

Today’s Chart of the Day, often referred to as the Chicklets Chart, is updated annually to reflect the returns of the major factors in the equity market going back to 2011.

Chart of the Day

03/27/25

Chart of the Day: Cognitive Bias

Today’s Chart of the Day from PageTear was shared by Charlie Bilello. It shows 15 different Cognitive Biases, their definition, and examples.

Chart of the Day

03/25/25

Chart of the Day - Tooth Fairy Payout

Today’s Chart of the Day is from Delta Dental and shows the average Tooth Fairy payout per lost tooth since 2001. A tongue in cheek survey but also used by some as a gauge for the state of the economy and inflation.

Chart of the Day

03/20/25

Chart of the Day: Tax More/Less Get Less/More

Today’s Chart of the Day highlights The Laffer Curve, an economic theory created by Arthur Laffer in 1974. It proposes that there is a maximum amount that tax rates can reach before tax revenues start to decline.

Chart of the Day

03/18/25

Chart of the Day - Lower Rates Don't Always Means Lower Mortgage Rates

Today’s Chart of the Day was shared by my colleague, and fellow Portfolio Manger, Angie Parsons. It's a from Bloomberg article showing the changes in the short-term Fed funds rate, 30-year mortgage rates and 10-year Treasury rates since August 2024.

Chart of the Day

03/13/25

Chart of the Day: Positive Returns During Recessions

Today’s Chart of the Day and commentary is from Angie Parsons, my colleague and fellow Portfolio Manager.

The chart from BlackRock shows stock returns during recessions dating back to 1929. Surprisingly, the average return is positive and increases to 25% the next year afterwards. This highlights that although market downturns sometimes coincide with recessions, the stock market is not a good indicator of the current state of the economy. The reason is the stock market often looks past the short-term and instead looks well into the future. Therefore, more often than not, the stock market recovers faster than the economy.

Chart of the Day

03/11/25

Chart of the Day: More Investments = Less Risk (To a Point)

Today’s Chart of the Day spotlights an important investment concept which was pioneered by Harry Markowitz, a Nobel Prize winner and pioneer of the Modern Portfolio Theory in 1952.

Chart of the Day

03/6/25