Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer (21)

chart shows annual net flows into passive funds (in purple) vs. active funds (in orange), and their dominance for the last 11 years.

Active vs. Passive Funds

Today’s chart from Morningstar shows annual net flows into passive funds (in purple) vs. active funds (in orange), and their dominance for the last..

chart shows that from 1940 to 2015 life expectancy went up 15 years and the average years spent in retirement went from six to 37.

Chart of the Day

37 Years of Retirement

Today’s chart from BlackRock shows that from 1940 to 2015 life expectancy went up 15 years and the average years spent in retirement went from six to..

screen that represents numbers of the stock market

Market Update

May 2022 Market Update

Below are a couple of my thoughts on the market.

chart shows that eight companies make up half of the stock market’s 14% decline year to date

Chart of the Day

Top Heavy = Top Losses

This chart is from today’s Wall Street Journal. Because of their heavy weights in the S&P 500 index, eight companies make up half of the stock..

chart shows that the overall index is down 18% from all-time highs.

Chart of the Day

Diversification Saves in Down Markets

The Russell 3000 Index is made up of the largest 2,750 stocks in the United States.

Chart of the Day

Daily Median Income for World

From 2001 to 2017, the daily median income doubled for everyone in the world.

This chart shows the price for $1 in earnings from all the companies in the S&P 500 index for the last 20 years

Chart of the Day

Selling Low

The rule of thumb is to buy low and sell high.

Chart of the Day

Winning is Hard, Staying a Winner is Even Harder

S&P Dow Jones Indices has published their updated U.S. Persistence Scorecard. A mere 2.2% of actively managed U.S. domestic equity funds in the top..

top chart shows that over the last 15 years the stock market was the place to be, bottom chart shows real estate performed better over 30 years

Chart of the Day

Real Estate vs. Stock Market

Past performance is no predictor of future success, but it is interesting to compare the past performance of different investments. These charts show..

chart shows the spread between best and worst performing sectors

Estate Planning

Best vs. Worst

Some investment managers promote a strategy called “Sector Rotation” where they try to time the market by trading between the 11 major sectors of the..

chart shows the level of dividends for all the stocks in the S&P 500

Chart of the Day Managing your Wealth

Sale and Dividends

There are two ways to make money in stocks:

Chart shows risk of large single stock holdings

Chart of the Day Managing your Wealth

100% of the Time

I think about this chart often during discussions with clients on having too much exposure to single stocks.

chart shows that In the past, an average house in the U.S. cost five times the yearly household income (aka our labor). As of November 2021, that ratio was 7.5 times

Chart of the Day

Real Estate Prices vs. Income

Real estate is unique since humans need a physical place to live and work. Economics says the price of those physical places is constrained by the..

chart shows that Austria issued a 100-year bond with a duration of 66 years at a price of $98 and an interest rate of 0.88%.

Chart of the Day Managing your Wealth

Bond Length Matters

Duration describes the time it takes for a bond holder to get all their money back and/or the change in price for each 1% change in the interest rate.

chart shows the percentage of funds that underperformed the S&P 500 in the last 12 years.

Chart of the Day Managing your Wealth

S&P 500 Wins Again

This chart from an article in today’s Wall Street Journal shows the percentage of funds that underperformed the S&P 500 in the last 12 years. Again,..

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Active vs. Passive Funds

Today’s chart from Morningstar shows annual net flows into passive funds (in purple) vs. active funds (in orange), and their dominance for the last 11 years.

Chart of the Day

05/24/22

37 Years of Retirement

Today’s chart from BlackRock shows that from 1940 to 2015 life expectancy went up 15 years and the average years spent in retirement went from six to 37.

Market Update

05/23/22

May 2022 Market Update

Below are a couple of my thoughts on the market.

Chart of the Day

05/19/22

Top Heavy = Top Losses

This chart is from today’s Wall Street Journal. Because of their heavy weights in the S&P 500 index, eight companies make up half of the stock market’s 14% decline year to date. It is notable that the value index was only down 3%, while the technology-heavy growth indexes are down 25%. As usual, the S&P 500, which includes both, splits the difference.

Chart of the Day

05/13/22

Diversification Saves in Down Markets

The Russell 3000 Index is made up of the largest 2,750 stocks in the United States.

Chart of the Day

05/5/22

Daily Median Income for World

From 2001 to 2017, the daily median income doubled for everyone in the world.

Chart of the Day

05/5/22

Selling Low

The rule of thumb is to buy low and sell high.

Chart of the Day

05/3/22

Winning is Hard, Staying a Winner is Even Harder

S&P Dow Jones Indices has published their updated U.S. Persistence Scorecard. A mere 2.2% of actively managed U.S. domestic equity funds in the top quartile for 12 months performance at the end of 2019 stayed ahead of three-quarters of their peers when measured two years later.

Chart of the Day

04/27/22

Real Estate vs. Stock Market

Past performance is no predictor of future success, but it is interesting to compare the past performance of different investments.

These charts show the value of $100 invested in real estate (red) and the stock market (blue.)

The chart above shows that over the last 15 years, the stock market was the place to be.

Estate Planning

04/25/22

Best vs. Worst

Some investment managers promote a strategy called “Sector Rotation” where they try to time the market by trading between the 11 major sectors of the economy. The gains can be tempting, but the risk is high. For instance, if you owned all energy stocks, you would be up +40% year to date, but if you thought communications was the place to be, you would be down -20%. This is a possible difference of 60% in your returns. According to the chart, which includes more sub sectors, the difference is the highest since 2000.

Chart of the Day, Managing your Wealth

04/7/22

Sale and Dividends

There are two ways to make money in stocks:

Chart of the Day, Managing your Wealth

04/5/22

100% of the Time

I think about this chart often during discussions with clients on having too much exposure to single stocks.

Chart of the Day

03/30/22

Real Estate Prices vs. Income

Real estate is unique since humans need a physical place to live and work. Economics says the price of those physical places is constrained by the cost of the physical labor to build them.

Chart of the Day, Managing your Wealth

03/23/22

Bond Length Matters

Duration describes the time it takes for a bond holder to get all their money back and/or the change in price for each 1% change in the interest rate.

Chart of the Day, Managing your Wealth

03/16/22

S&P 500 Wins Again

This chart from an article in today’s Wall Street Journal shows the percentage of funds that underperformed the S&P 500 in the last 12 years. Again, passive indexes beat 85% of the active managers last year, and the majority have done so for 12 consecutive years. This is one of the reasons why we champion passive index funds.

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Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

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