Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer (3)

Flat map of the world, tracking all hurricanes from 1950 to 2018, with storm intensity designated by color, from lower (blue) to higher (red).

Chart of the Day

Chart of the Day: Hurricanes and the Equator

Today’s Chart of the Day is a slight departure from a typical financial post, and similar to one I shared a few years ago, but has some additional..

Blue map of the united states showing return on investment of homes

Chart of the Day

Chart of the Day: Real Estate Over Five Year Spans

Today’s Chart of the Day from ResiClub shows the average 5-year home price return has averaged 26% per state since 1975.

young black couple sitting on a couch with an open laptop and reviewing some documents as their financial advisor looks on

Chart of the Day

Building a Diversified Investment Portfolio: Balancing Risk and Reward

Investing can be complex, but one principle that stands the test of time is diversification. Diversification involves spreading your investments..

Line graph showing Renter Burden vs. Homeowner Burden changes from 2015 through 2024

Chart of the Day

Chart of the Day: Imbalance of Rent vs. Buy

Today’s Chart is from Zillow showing that typically the share of income spent on housing costs for homeowners, such as mortgage, taxes, and..

Map of the United States with temperature and year numbers, Florida's highest is 107 in 1901.

Chart of the Day

Chart of the Day: July Record Heat

As we all walk outside this month and think, “It is hot!", remember today’s Chart of the Day from the Statewide High Temperature Records set during..

Chart of the Day

Chart of the Day: Brand Wheel

Today’s Chart of the Day is from Jon Erlichman and shows what I like to call the “Brand Wheel".

grid shows 1st in light blue, 2nd in black, and 3rd in dark blue

Chart of the Day

Chart of the Day: Winners Don't Win Forever

Today’s Chart of the Day is from Counterpoint Global with data from FactSet. It shows the top three largest US companies from 1950 to 2023. AT&T..

Line graph illustrating the number of hours a worked per worker since 1974 for select economies - some of the lines represent the US in white, France red, and Germany blue.

Chart of the Day

Chart of the Day: US Work Ethic

Today’s Chart of the Day is from the Financial Times and shows the number of annual hours worked, per worker, for select economies since 1974.

A map of the United States displaying the percentage of personal income paid toward state and local taxes by state in 2024. States with the highest tax percentages are depicted in dark red, while those with the lower percentages transition through shades of orange to yellow.

Chart of the Day

Chart of the Day: State Taxes

Today’s Chart of the Day is from Visualcapitalist.com and shows the percentage of personal income paid toward state and local taxes by state in 2024.

Bar chart from 2000 to current with homes for-sale in blue and for-rent in yellow

Chart of the Day

Chart of the Day: Short 1.5 Million Housing Units

Today’s Chart of the Day from ResiClub shows that the US housing market is short 1.5 million housing units. As with all things, the causes, fixes,..

Green (required gain) and gray (loss) bar graph, illustrating how one needs a 100% gain to recover from a 50% loss in the stock markets

Chart of the Day

Chart of the Day: Recovering from Losses is Hard

Today’s Chart of the Day is from Compounding Quality ( Compounding Quality (@QCompounding) / X) and shows the percentage gain needed to recover from..

map of the United States divided by county, Florida's mega region is shown in light purple

Chart of the Day

Chart of the Day: Florida's 6%

Today’s Chart of the Day with data from the US Census Bureau compiled by Michael Arouet shows that 52% of the US population lives in seven “Mega..

Map of the world in gray with green areas illustrating that 50% of the world's GDP (Gross Domestic Product) comes from areas that only make up 3.6% of the total world's land mass.

Chart of the Day

Chart of the Day: Half of World GDP

Today’s Chart of the Day from Epic Maps, @Locati0ns on X, shows that 50% of the world’s Gross Domestic Product (aka GDP, which is a measure of all..

Chart of the Day

Chart of the Day: Odds to Live at Age 65

Today’s Chart of the Day from JP Morgan shows the probability of how long you'll live if you reach age 65.

Bar graph illustrating hours of sleep showing years 1942 ,1990, 2001,2013 and 2023. The blue portion of the bar represents 5 hours or less, black 6-7 and gray 8+ hours.

Chart of the Day

Chart of the Day: 20% Less Than 5 Hours

Today’s Chart of the Day is from Bloomberg and shows the amount of sleep Americans are getting is less and less.

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Chart of the Day: Hurricanes and the Equator

Today’s Chart of the Day is a slight departure from a typical financial post, and similar to one I shared a few years ago, but has some additional information from Robert Rohde (@rarohde).

Chart of the Day

07/25/24

Chart of the Day: Real Estate Over Five Year Spans

Today’s Chart of the Day from ResiClub shows the average 5-year home price return has averaged 26% per state since 1975.

Chart of the Day

07/24/24

Building a Diversified Investment Portfolio: Balancing Risk and Reward

Investing can be complex, but one principle that stands the test of time is diversification. Diversification involves spreading your investments across various types of assets in different classes, industries, and geographies. It is so important that Nobel Prize laureate Harry Markowitz, who is the founder of the Modern Portfolio Theory published in 1952, once said, “Diversification is the only free lunch” in investing.

Chart of the Day

07/23/24

Chart of the Day: Imbalance of Rent vs. Buy

Today’s Chart is from Zillow showing that typically the share of income spent on housing costs for homeowners, such as mortgage, taxes, and insurance, has been lower than what renters pay for rental units.

Chart of the Day

07/18/24

Chart of the Day: July Record Heat

As we all walk outside this month and think, “It is hot!", remember today’s Chart of the Day from the Statewide High Temperature Records set during the month of July. The mid- to early- 1930’s, which is noted in dark red and coincides with the Dust Bowl, was a particularly bad time for most states.

Chart of the Day

07/16/24

Chart of the Day: Brand Wheel

Today’s Chart of the Day is from Jon Erlichman and shows what I like to call the “Brand Wheel".

Chart of the Day

07/11/24

Chart of the Day: Winners Don't Win Forever

Today’s Chart of the Day is from Counterpoint Global with data from FactSet. It shows the top three largest US companies from 1950 to 2023. AT&T dominates the list until the early 1980’s but is now 45th. Exxon dominated from 1974 to 2014, but still holds on today at 11th. Microsoft began its run in 1997 and Apple in 2010. This highlights that “winners” don’t hold on forever, and the prudence to trim oversized positions to keep a portfolio balanced.

Chart of the Day

07/9/24

Chart of the Day: US Work Ethic

Today’s Chart of the Day is from the Financial Times and shows the number of annual hours worked, per worker, for select economies since 1974.

Chart of the Day

07/2/24

Chart of the Day: State Taxes

Today’s Chart of the Day is from Visualcapitalist.com and shows the percentage of personal income paid toward state and local taxes by state in 2024.

Chart of the Day

06/27/24

Chart of the Day: Short 1.5 Million Housing Units

Today’s Chart of the Day from ResiClub shows that the US housing market is short 1.5 million housing units. As with all things, the causes, fixes, and effect on our economy are part of a long equation, much too long for this post.

Chart of the Day

06/25/24

Chart of the Day: Recovering from Losses is Hard

Today’s Chart of the Day is from Compounding Quality ( Compounding Quality (@QCompounding) / X) and shows the percentage gain needed to recover from a loss.

Chart of the Day

06/20/24

Chart of the Day: Florida's 6%

Today’s Chart of the Day with data from the US Census Bureau compiled by Michael Arouet shows that 52% of the US population lives in seven “Mega Regions” which are made up of only 15% of the total land in the US.

Chart of the Day

06/13/24

Chart of the Day: Half of World GDP

Today’s Chart of the Day from Epic Maps, @Locati0ns on X, shows that 50% of the world’s Gross Domestic Product (aka GDP, which is a measure of all the things produced) comes from these green areas, which in turn makes up only 3.6% of the total land mass of the world. Yes, it includes Florida.

Chart of the Day

06/6/24