Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer (6)

Line chart illustrating the decline in average family size from 3.3 in 1960 to 2.5 today. Decrease began in 1965 with the enactment of the Social Security Act. Recent decreases, although stabilizing, are attributed to families having fewer children.

Chart of the Day

Chart of the Day: Family Size is Shrinking

Today's chart, sourced from Apollo and the Census Bureau data, illustrates a decline in the average family size from 3.3 members per household in..

chart ranges from 30 to 65, but green circles representing how many times your salary you should have saved. 30 = 1, over 65 = 10

Chart of the Day

Chart of the Day: Age vs. Salary Saved

Today’s Chart of the Day comes from Yahoo Finance with estimates by Fidelity. It shows a general rule of thumb for financial planning for how much..

Chart of the Day

Chart of the Day: All Stocks Index

Today’s Chart comes from an article in Barron’s with information from Wilshire Indexes. The “Wiltshire 5000” is an index similar to the S&P 500, with..

Chart showing the growing gap between life expectancy (blue line) and health-adjusted life expectancy, or Healthspan, (blue line) by year and age.

Chart of the Day

Chart of the Day: Lifespan vs. Healthspan

Today’s Chart of the Day is from A Teachable Moment by Tony Isola and one to keep in the back of your mind.

Bar graph illustrating S&P 500 1-Year, 3-Year and 5-Year average cumulative returns from 1988 to 2020, comparing returns in investing on any day (light green) vs investing at all-time highs (dark green).

Chart of the Day

Chart of the Day: Invest at the Record High

Today’s Chart, from Peter Mallouk via the Chart Report, shows the average cumulative S&P 500 returns from 1998 to 2020.

Chart of the Day: Car Insurance Up 37%

Today’s Chart of the Day from Bloomberg with data from the US Bureau of Labor shows the inflation of car insurance (black) vs. everything else (blue)..

Map of US states colored based on population changes from 2020 to 2023.

Chart of the Day

Chart of the Day: Florida is Second in the Nation

Today’s Chart of the Day comes from Apollo Global Management with data from the Census Bureau showing the change in population by state from July..

stock market in blue, 10-Year Treasury in green

Chart of the Day

Chart of the Day: Rolling, Rolling, Rolling

Today’s Chart of the Day from Creativeplanning.com with data from NYE.edu shows the rolling 10-year return of the market going back 85 years.

Chart of the Day

Factors Over Time

Today’s Chart of the Day is a perennial favorite for some clients and shows the annual stock market performance of several factors. "Factors" is the..

Chart of the Day

Down Most of the Time

Today’s Chart of the Day is from OfDollarsAndData and shows when the market is “down” after its last record high.

highly populated areas indicated in red, areas with lower population in grey

Chart of the Day

Chart of the Day: Red vs. Grey

Today’s Chart of the Day from Exploredplanet.com shows population density through red and grey areas. When combined, the red areas have a larger..

data dates back to 2015, 2024 price in blue

Chart of the Day

Chart of the Day: Record Super Bowl Tickets

Today’s Chart of the Day from Bloomberg.com shows that ticket prices for Super Bowl LVIII are reaching a record-breaking average of $9,815 each.

Chart of the Day: After Hours

Today’s Chart of the Day comes from Bespoke Investment Group showing stock market returns since 1993. The green line shows the returns if you only..

Chart of the Day: 20 Year 7/10 Rule

Today’s Chart of the Day shows historical 20-year annual returns going back to 1947 compiled by Nicholas Colas with DataTrek.

Millennial marriage percentage shown in pink

Chart of the Day

Chart of the Day: Marriage Delay

Today’s Chart of the Day from Allen Downey shows the increasing trend of delayed marriages among Millennials.

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Chart of the Day: Family Size is Shrinking

Today's chart, sourced from Apollo and the Census Bureau data, illustrates a decline in the average family size from 3.3 members per household in 1960 to 2.5 in 2023.

Chart of the Day

03/14/24

Chart of the Day: Age vs. Salary Saved

Today’s Chart of the Day comes from Yahoo Finance with estimates by Fidelity. It shows a general rule of thumb for financial planning for how much you should have invested at different ages by multiplying your current salary by a specific number (based on your age) to prepare for retirement. Investments can also include things like real estate, businesses, and future inheritances.

Chart of the Day

03/12/24

Chart of the Day: All Stocks Index

Today’s Chart comes from an article in Barron’s with information from Wilshire Indexes. The “Wiltshire 5000” is an index similar to the S&P 500, with the difference being that instead of the largest 500 stocks in the S&P, the Wiltshire 5000 represents all of the investable stocks in the United States. Some argue the Wilshire 5000 is a better representation of the health of the stock market, but that is a longer discussion for another day.

Chart of the Day

03/7/24

Chart of the Day: Lifespan vs. Healthspan

Today’s Chart of the Day is from A Teachable Moment by Tony Isola and one to keep in the back of your mind.

Chart of the Day

03/5/24

Chart of the Day: Invest at the Record High

Today’s Chart, from Peter Mallouk via the Chart Report, shows the average cumulative S&P 500 returns from 1998 to 2020.

02/29/24

Chart of the Day: Car Insurance Up 37%

Today’s Chart of the Day from Bloomberg with data from the US Bureau of Labor shows the inflation of car insurance (black) vs. everything else (blue) going back to 1970.

Chart of the Day

02/27/24

Chart of the Day: Florida is Second in the Nation

Today’s Chart of the Day comes from Apollo Global Management with data from the Census Bureau showing the change in population by state from July 2020 to July 2023.

Chart of the Day

02/22/24

Chart of the Day: Rolling, Rolling, Rolling

Today’s Chart of the Day from Creativeplanning.com with data from NYE.edu shows the rolling 10-year return of the market going back 85 years.

Chart of the Day

02/20/24

Factors Over Time

Today’s Chart of the Day is a perennial favorite for some clients and shows the annual stock market performance of several factors. "Factors" is the name the market assigns to certain types of stocks. For instance: Growth stocks are those that have higher growth rates and often do not have a dividend; vs. Value stocks which are generally older, more established, and pay a dividend. Other factors are Small, Mid, and Large, Real Estate, International, and High Dividend. The “Chiclet Chart," as one client calls it, displays how each factor performs as compared to the others over time. It makes a visual case to be diversified into each to reduce volatility, since some do better one year and not the next.

Chart of the Day

02/15/24

Down Most of the Time

Today’s Chart of the Day is from OfDollarsAndData and shows when the market is “down” after its last record high.

Chart of the Day

02/13/24

Chart of the Day: Red vs. Grey

Today’s Chart of the Day from Exploredplanet.com shows population density through red and grey areas. When combined, the red areas have a larger population than the remaining grey. This is something to remember when watching/reading the news on why so much time is spent on these metro areas.

Chart of the Day

02/8/24