Crews Bank & Trust Blog | Samuel A. Kiburz, Senior Vice President, Chief Investment Officer (7)

10-year treasury yield going back to 2000, dotted, brown line is the forecast of rates

Chart of the Day

Chart of the Day: Forecasting is Easy, Getting it Right is Hard

Today’s Chart of the Day has been around a while and is often in the back of my head when we see “forecasts.”

percentages shown in red, orange, yellow and green

Chart of the Day

Chart of the Day: Safe Withdrawal Rates

Today’s Chart of the Day was produced by Ofdollarsanddata’s Nick Maggiulli and shows the probability of success between your withdrawal rates, the..

Chart of the Day: Stocks vs. Bonds in the Long-Run

Today’s Chart of the Day is from an article called, “Stocks for the Long Run? Sometimes Yes, Sometimes, No.” by Edward McQuarrie from Santa Clara..

five graphs with blue curves indicating time

Chart of the Day

Chart of the Day: Time is Your Friend

Today’s Chart of the Day was sourced by my Crews Bank & Trust colleague, Jackson Garner, Trust Relationship Associate, from a research paper called,..

S&P 500 in blue, corporate bonds in orange, money market in green

Chart of the Day

Lesson of the Day: Financial Theory of Inflation's Effects on Real Assets

Financial theory says that when there is unexpected inflation, monetary assets (things that use dollars to satisfy contractual obligations, such as..

bar chart showing retirement savings from $0 to $5,000,000

Chart of the Day

Chart of the Day: 80% Less than $100,000

Today’s Chart of the Day shows how much American families have saved for retirement. Notably, 50% have $0 saved and just under 80% have less than..

S&P 500 from 1950 - 2022, good in green, bad in red

Chart of the Day

Chart of the Day: 19 Good to Only 3 Bad

Today’s Chart of the Day was sourced by my Crews Bank & Trust colleague Jackson Garner, Trust Relationship Associate. The chart is from YCharts, an..

chart shows beliefs about good time to sell in blue and good time to buy in orange dating back to 2011

Chart of the Day

Chart of the Day: Buy Low Or ?

Today’s Chart of the Day was prepared by Yahoo Finance with data from Fannie Mae, a government-sponsored agency that allows mortgages to be traded..

bar chart shows women in gold and men in dark green, both are represented by a lighter green

Chart of the Day

Chart of the Day: Ages 86 and 89

Today’s Chart of the Day from Vanguard shows that the average lifespan once someone reaches the age of 65 is 86 for men and 89 for women.

Chart of the Day

Chart of the Day: 90 Years and 15 Presidents

Happy New Year! With 2024 being a presidential election year, today’s Chart of the Day is from Capital Group and shows the hypothetical growth of..

chart shows 5-year cumulative returns from 2018 to 2023

Chart of the Day

Chart of the Day: A.I. vs. the Market

Today’s Chart of the Day is from Dimensional Advisors

Chart of the Day

Chart of the Day: 18% and 18 Years

Today’s Chart of the Day comes from S&P Dow Jones, which just celebrated 20 years of tracking market metrics, and shows only 18% of stocks..

green bars show increase in Florida and Texas residents

Chart of the Day

Chart of the Day: Heading South

Today’s Chart of the Day from Apollo shows migration during the pandemic. Florida and Texas gained 800,000 people, including 750,000 who moved from..

Age expected to retire in blue, age retired in black

Chart of the Day

Chart of the Day: Age to Retire of 61

Today’s Chart of the Day from a Gallup Survey shows that the retirement age of 61 has not materially changed over the last 20 years.

bar chart with tipping averages in green

Chart of the Day

Chart of the Day: Tipping of 15%

Today’s Chart of the Day comes from Yahoo Finance and shows the tipping amount percentages for “average" service.

Samuel A. Kiburz, Senior Vice President, Chief Investment Officer

Samuel serves as Senior Vice President, Chief Investment Officer for the Crews family of banks. He manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. Samuel has been involved in banking since 1996 and has more than 20 years experience working in wealth management.

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

Chart of the Day: Forecasting is Easy, Getting it Right is Hard

Today’s Chart of the Day has been around a while and is often in the back of my head when we see “forecasts.”

Chart of the Day

01/23/24

Chart of the Day: Safe Withdrawal Rates

Today’s Chart of the Day was produced by Ofdollarsanddata’s Nick Maggiulli and shows the probability of success between your withdrawal rates, the percentage you withdraw from your portfolio each year, versus the allocation between stocks and bonds.

01/17/24

Chart of the Day: Stocks vs. Bonds in the Long-Run

Today’s Chart of the Day is from an article called, “Stocks for the Long Run? Sometimes Yes, Sometimes, No.” by Edward McQuarrie from Santa Clara University in November 2023. It shows the stocks, blue, versus bonds, orange, advantage over 10-year holding periods going back to 1802.

Chart of the Day

01/16/24

Chart of the Day: Time is Your Friend

Today’s Chart of the Day was sourced by my Crews Bank & Trust colleague, Jackson Garner, Trust Relationship Associate, from a research paper called, “Underperformance of Concentrated Stock Positions” written by Antti Petajisto at MIT in 2023.

Chart of the Day

01/11/24

Lesson of the Day: Financial Theory of Inflation's Effects on Real Assets

Financial theory says that when there is unexpected inflation, monetary assets (things that use dollars to satisfy contractual obligations, such as bonds, loans, and cash) are going to decline in value. The theory also states

Chart of the Day

01/10/24

Chart of the Day: 80% Less than $100,000

Today’s Chart of the Day shows how much American families have saved for retirement. Notably, 50% have $0 saved and just under 80% have less than $100,000.

Chart of the Day

01/9/24

Chart of the Day: 19 Good to Only 3 Bad

Today’s Chart of the Day was sourced by my Crews Bank & Trust colleague Jackson Garner, Trust Relationship Associate. The chart is from YCharts, an investment monitoring software we use.

Chart of the Day

01/4/24

Chart of the Day: Buy Low Or ?

Today’s Chart of the Day was prepared by Yahoo Finance with data from Fannie Mae, a government-sponsored agency that allows mortgages to be traded between investors.

Chart of the Day

01/3/24

Chart of the Day: Ages 86 and 89

Today’s Chart of the Day from Vanguard shows that the average lifespan once someone reaches the age of 65 is 86 for men and 89 for women.

Chart of the Day

01/2/24

Chart of the Day: 90 Years and 15 Presidents

Happy New Year! With 2024 being a presidential election year, today’s Chart of the Day is from Capital Group and shows the hypothetical growth of $1,000 invested in March 1933, when Franklin D. Roosevelt was first inaugurated.

Chart of the Day

12/28/23

Chart of the Day: A.I. vs. the Market

Today’s Chart of the Day is from Dimensional Advisors

Chart of the Day

12/20/23

Chart of the Day: 18% and 18 Years

Today’s Chart of the Day comes from S&P Dow Jones, which just celebrated 20 years of tracking market metrics, and shows only 18% of stocks outperformed the average during that time.

Chart of the Day

12/19/23

Chart of the Day: Heading South

Today’s Chart of the Day from Apollo shows migration during the pandemic. Florida and Texas gained 800,000 people, including 750,000 who moved from Illinois, New York, and California.

Chart of the Day

12/15/23