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Young asian college aged man carrying a laundry basket full of supplies, moving into dorm, with a woman unloading a car.

How To Budget for College

Between 1980 and 2020, the price of college tuition increased by over 180%, according to Forbes Investor. In 2022 and 2023, the average cost of..

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calculator

How to Be Financially Responsible with Your Income Tax Return

Getting a tax return mailed or transferred directly into your account is exciting. And although it’s easy to let that excitement lead you to thinking..

Read More

 1991 and 2002 recessions, 2008 Global Financial Crisis, 2009 European debt crisis and holding cash shown in shades of blue

Chart of the Day: Even Worst Timing is Better than Cash

Today’s Chart of the Day and commentary is from Invesco and shows three instances when cash balances were high — following the 1991 and 2002..

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Orange bar chart shows the impact of timing the market. Investment totals range from nearly $65,000 to only about $4,000

Chart of the Day: Don't Sell When the Market is Down

Today’s Chart of the Day from Visual Capitalist shows the impact of missing just a few positive days over the last 20 years. If you've followed the..

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Teaching Kids About Banking

Nearly 40% of parents are hesitant to talk with their kids about money, but home is one of the best places to teach financial planning. Showing kids..

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Alt text: Chart shows that almost half of Americans have nothing saved

Chart of the Day: Retirement Fall Off

Today’s Chart of the Day shows how much families have saved for retirement. Roughly 50% have ZERO saved, and only 21% have over $100,000.

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chart shows 2022 at 6.2, which is the highest on the chart

Chart of the Day: Join the Bond ETF Movement

Today’s Chart of the Day from BlackRock shows the increasing use of Bond Exchange Traded Funds (ETFs) in the US. Why? Many investors see them as more..

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the 2020s is represented by a red line

Chart of the Day: Inflation by the Decade/Paradigm Shift

Today’s Chart of the Day comes from Lance Lambert, @NewsLambert on Twitter, who works for Fortune Magazine. The chart shows total inflation by decade..

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How to Become a Commercial Real Estate Broker

Commercial real estate brokers work with clients and lenders to purchase real estate for businesses. A broker is similar to an agent, except brokers..

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How to Be Storm-Ready as a Small Business Owner

Storm season begins June 1 in Florida and extends to November 30th. You’ve probably practiced how to keep your home and your family protected, but..

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modern gray couch

Comment of the Day: Aretha Franklin's Will

I’m going to take a small detour from my typical Chart of the Day to tell a short story of Aretha Franklin’s will.

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rolling returns from 1914 to 2021 represented by blue line

Chart of the Day: Rolling 10-Year Returns

Today’s Chart of the Day from Cambria shows the rolling 10-year US stock return going back 108 years to 1914. There are two general periods where..

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blue bar chart denoting years stock is held and periods of positive return, range from 1 day to 30 years

Chart of the Day: Better than 50/50, Especially in the Long Run

Today’s Chart of the Day from @morganhousel on Twitter illustrates the odds that you will have a positive return in the stock market based on how..

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chart shows average US car prices from 2016 - 2023

Chart of the Day: Record Car Prices

Today’s Chart of the Day is from a CNBC article titled, “With just 8% of new vehicles costing under $30,000, ‘it’s the least affordable car market in..

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How To Budget for College

Between 1980 and 2020, the price of college tuition increased by over 180%, according to Forbes Investor.  In 2022 and 2023, the average cost of college tuition ranged from approximately $11,000 for public colleges to $40,000 for private ones. Needless to say, going to college requires some financial planning.

More

How to Be Financially Responsible with Your Income Tax Return

Getting a tax return mailed or transferred directly into your account is exciting. And although it’s easy to let that excitement lead you to thinking about which fun items or trips you want to take, a tax return can put you in a better financial position for the future if used responsibly. 

More

Chart of the Day: Even Worst Timing is Better than Cash

Today’s Chart of the Day and commentary is from Invesco and shows three instances when cash balances were high — following the 1991 and 2002 recessions, the 2008 Global Financial Crisis, and the 2009 European debt crisis — and calculates what $12,000 invested yearly in the stock market for 10 years would have been worth.

More

Chart of the Day: Don't Sell When the Market is Down

Today’s Chart of the Day from Visual Capitalist shows the impact of missing just a few positive days over the last 20 years. If you've followed the blog for a while, you already know that missing just a few days can be devastating to your account.

More

Teaching Kids About Banking

Nearly 40% of parents are hesitant to talk with their kids about money, but home is one of the best places to teach financial planning. Showing kids how to save, budget, spend, and invest can help set them up for success in the future. Here, we’ll give some suggestions on how to discuss money management with your kids, based on their age group.

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Chart of the Day: Rent Inflation is Down

Today I have good news for renters.

More

Chart of the Day: Retirement Fall Off

Today’s Chart of the Day shows how much families have saved for retirement. Roughly 50% have ZERO saved, and only 21% have over $100,000.

More

Chart of the Day: Join the Bond ETF Movement

Today’s Chart of the Day from BlackRock shows the increasing use of Bond Exchange Traded Funds (ETFs) in the US. Why? Many investors see them as more liquid and they often cost less.

More

Chart of the Day: Inflation by the Decade/Paradigm Shift

Today’s Chart of the Day comes from Lance Lambert, @NewsLambert on Twitter, who works for Fortune Magazine. The chart shows total inflation by decade going back to the 1990s.

More

How to Become a Commercial Real Estate Broker

Commercial real estate brokers work with clients and lenders to purchase real estate for businesses. A broker is similar to an agent, except brokers can assist clients with loans. This requires a knowledge of Florida zoning and tax laws, property management, and loans available to real estate buyers. 

More

How to Be Storm-Ready as a Small Business Owner

Storm season begins June 1 in Florida and extends to November 30th. You’ve probably practiced how to keep your home and your family protected, but what about your business?

More

Comment of the Day: Aretha Franklin's Will

I’m going to take a small detour from my typical Chart of the Day to tell a short story of Aretha Franklin’s will.

More

Chart of the Day: Rolling 10-Year Returns

Today’s Chart of the Day from Cambria shows the rolling 10-year US stock return going back 108 years to 1914. There are two general periods where stocks realized a negative return over a 10-year span: one during the Great Depression in the 1930s and the other during the Great Recession in 2008.

More

Chart of the Day: Better than 50/50, Especially in the Long Run

Today’s Chart of the Day from @morganhousel on Twitter illustrates the odds that you will have a positive return in the stock market based on how long you own stocks.

More

Chart of the Day: Record Car Prices

Today’s Chart of the Day is from a CNBC article titled, “With just 8% of new vehicles costing under $30,000, ‘it’s the least affordable car market in modern history,' expert says.”

More