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Counties within the market area are indicated by navy blue

Chart of the Day: Combined Market Area

Today’s Chart of the Day is a sidestep from my typical financial ones. The chart shows the combined market area after the Crews family of banks..

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chart covers 22 different industries and measures the impact AI Technology would have; numbers vary from 1%, building and ground cleaning and maintenance, to 46%, office and administrative support

Chart of the Day: 25% of Tasks Done by AI

Today’s Chart of the Day from Goldman Sachs shows the percentage of tasks per industry that could be automated by artificial intelligence...

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chart shows the ups and downs of housing affordability from 2008 to 2022

Chart of the Day: Housing Affordability

Today's Chart of the Day from Fortune illustrates the components of housing affordability, which include changes in incomes, rates, and prices. There..

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world map shown with multicolored lines representing hurricane formation and trajectory

Chart of the Day: Hurricanes vs. Equator

Today’s Chart of the Day is not finance related, but still fascinating. Shared by the NASA Earth Observatory, the Coriolis forces at the equator are..

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chart shows the performance of a $10,000 investment between January 1, 2003 and December 30, 2022

Chart of the Day: 1.5 Days a Year

Today’s Chart of the Day is from J.P. Morgan’s updated Guide to Retirement. It calculates your total return having missed the 30 best days for last..

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total income tax shown in blue, total income in grey

Chart of the Day: Tax Share

Today’s Chart of the Day from the Wall Street Journal shows the share of taxes paid vs. the share of total income. The $100,000-$500,000 range is..

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credit card in hands

How to Use Credit Cards Responsibly: 5 Things to Do

Using a personal credit card can seem complicated, especially if you’re working to build credit. It’s a balance between spending enough to build your..

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pool construction

HELOC 101: Is It Right For You?

A Home Equity Line of Credit (HELOC) is a popular and versatile financing option that allows homeowners to access the equity in their homes as..

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chart shows expected longevity versus expected annual rate of return

Chart of the Day: When to Take Social Security

Today’s Chart of the Day from J.P. Morgan shows when to take social security to maximize benefits.

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Chart shows that motorcycles are the most lethal transportation option

Chart of the Day: Motorcycles vs. Cars vs. Planes

Today's Chart of the Day looks at the statistics of transportation safety. I think everyone already suspects this, but I was surprised by the scale...

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Blue bar chart shows that 99% of loans have a lower rate than the current PMMS rate

Chart of the Day: 99% are Under Current Rate

Today's Chart is from the Primary Mortgage Market Survey (PMMS) from Freddie Mac, the government agency that provides mortgage loans.

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United States represented by blue, Russia represented by red

Chart of the Day: History of Nuclear Arsenals

Today's Chart of the Day looks at the number of nuclear stockpiles in the United States and the USSR/Russia dating back to the 1950s.

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Exchange Trade Funds shown in blue, Mutual Funds shown in black, data from 2017 to 2023

Chart of the Day: The Great Exodus Continues

Today’s Chart of the Day from Bloomberg shows the net growth of Exchange Trade Funds (ETFs), in blue, versus the loss from Mutual Funds, in black...

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chart shows various products price changes from January 2000- June 2022

Chart of the Day: 20+ Years of Inflation

Today’s Chart of the Day is from @Mark_J_Perry on Twitter and is called, “The Chart of the Century.” It shows price changes of various goods and..

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man sitting at laptop looking up

Incorporating Your Side Hustle

Do you have a side hustle? If so, you’re not the only one—about 40% of people in the U.S. run a side hustle or small business in addition to their..

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On Our Minds

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Chart of the Day: Combined Market Area

Today’s Chart of the Day is a sidestep from my typical financial ones. The chart shows the combined market area after the Crews family of banks (Charlotte State Bank & Trust, Crews Bank & Trust, Englewood Bank & Trust, and Wauchula State Bank) unify under the Crews Bank & Trust brand in September. To learn more, visit crews.bank/unify.

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Chart of the Day: 25% of Tasks Done by AI

Today’s Chart of the Day from Goldman Sachs shows the percentage of tasks per industry that could be automated by artificial intelligence. Administrative tasks are the highest at 46%, with the average across all industries being 25%.

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Chart of the Day: Housing Affordability

Today's Chart of the Day from Fortune illustrates the components of housing affordability, which include changes in incomes, rates, and prices. There is an ebb and flow, but currently rates are the primary driver.

More

Chart of the Day: Hurricanes vs. Equator

Today’s Chart of the Day is not finance related, but still fascinating. Shared by the NASA Earth Observatory, the Coriolis forces at the equator are zero.

More

Chart of the Day: 1.5 Days a Year

Today’s Chart of the Day is from J.P. Morgan’s updated Guide to Retirement. It calculates your total return having missed the 30 best days for last 20 years ending 2022.

More

Chart of the Day: Tax Share

Today’s Chart of the Day from the Wall Street Journal shows the share of taxes paid vs. the share of total income. The $100,000-$500,000 range is pretty even, while those making more than $1 million, who only have a 15% share, pay nearly 40% of total taxes.

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How to Use Credit Cards Responsibly: 5 Things to Do

Using a personal credit card can seem complicated, especially if you’re working to build credit. It’s a balance between spending enough to build your credit history, but not overspending and going into debt. Challenging? Sure, but definitely not impossible. Here are our five tips for using your credit card responsibly. 

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HELOC 101: Is It Right For You?

A Home Equity Line of Credit (HELOC) is a popular and versatile financing option that allows homeowners to access the equity in their homes as collateral to obtain a line of credit. This credit line can be used for a variety of purposes, including home improvement projects, debt consolidation, and unexpected expenses. In this article, we will explore the basics of HELOCs, how they work, and the benefits of using this type of financing.

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Chart of the Day: When to Take Social Security

Today’s Chart of the Day from J.P. Morgan shows when to take social security to maximize benefits.

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Chart of the Day: Motorcycles vs. Cars vs. Planes

Today's Chart of the Day looks at the statistics of transportation safety. I think everyone already suspects this, but I was surprised by the scale. You are 30 times more likely to die on a motorcycle than in a car. Also, you are 100 times more likely to die in a car than a plane.

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Chart of the Day: 99% are Under Current Rate

Today's Chart is from the Primary Mortgage Market Survey (PMMS) from Freddie Mac, the government agency that provides mortgage loans.

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Chart of the Day: History of Nuclear Arsenals

Today's Chart of the Day looks at the number of nuclear stockpiles in the United States and the USSR/Russia dating back to the 1950s.

More

Chart of the Day: The Great Exodus Continues

Today’s Chart of the Day from Bloomberg shows the net growth of Exchange Trade Funds (ETFs), in blue, versus the loss from Mutual Funds, in black. Last year was especially brutal when the downturn allowed investors to finally exit their positions with less capital gain.

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Chart of the Day: 20+ Years of Inflation

Today’s Chart of the Day is from @Mark_J_Perry on Twitter and is called, “The Chart of the Century.” It shows price changes of various goods and services from January 2000-June 2022 and the private sector doing a good job making things more affordable.

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Incorporating Your Side Hustle

Do you have a side hustle? If so, you’re not the only one—about 40% of people in the U.S. run a side hustle or small business in addition to their 9-to-5, according to a 2022 Zapier report. Or maybe you’re thinking of starting one, just like 31% of people (according to the same report). Side hustles can be a great way to pursue your passions outside of work while providing financial security and diverse streams of revenue. Sometimes, a side hustle can even present new opportunities for a career change, giving you the chance to earn a living doing what you love. Whether you’re looking to make extra income, start your own small business, or make a complete career transition, we’re here to guide you through the process.

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