Estate Planning Managing your Wealth

Estate Planning in Florida Basics: What to Expect | Crews Bank & Trust

Estate planning is a crucial step in securing your financial future and ensuring that your wishes are carried out after you pass. Whether you’re..

Contemplative gray-haired business-woman standing outside of her shop, holding her laptop and her phone

Business Managing your Wealth

Did You Know that Even Businesses Need an Estate Plan?

Owning a business is a significant achievement but with it comes the responsibility of planning for its future. Whether you intend to keep the..

senior couple meeting with a trust and wealth strategist

Managing your Wealth Seminar

Our 2024 Summer Seminars Are Here! | Crews Bank & Trust

Summer is a great time to dedicate yourself to your interests. When you have free time, consider making an investment in your greatest asset:..

Frustrated retirement-aged woman struggling to figure out her estate plans

Estate Planning Managing your Wealth Retirement

What is a Corporate Trustee and Why on Earth Do I Need One?

If you are like many people, you may have seen or heard the term Corporate Trustee (or Corporate Fiduciary) and immediately assumed, “I don’t have..

stockmarket board with white numbers and green arrows

Managing your Wealth

A Time to Buy? A Time to Sell?

You may have heard the adage, “sell in May and go away,” which essentially comes from the poor performance that the markets experience during the..

Managing your Wealth

How to Be Financially Responsible with Your Income Tax Return

Getting a tax return mailed or transferred directly into your account is exciting. And although it’s easy to let that excitement lead you to thinking..

A picture of graduating students tossing their caps in the air after graduation

Managing your Wealth

When Should Parents Start Saving for College?

Next to buying a home, a college education is the largest expenditure most parents will ever make. The key is advance planning. The more money you..

Estate Planning Managing your Wealth Retirement

Securing Your Legacy: The Importance of Wills and Trusts

Creating a comprehensive estate plan is a critical step in ensuring that your wishes are honored, and your loved ones are protected. Two essential..

four young adults walking away from the camera

Estate Planning Managing your Wealth

Create a Lasting Legacy by Supporting Causes You Care About

By giving to a community foundation, you can support the causes that matter most to you and make a real difference in the lives of others...

Estate Planning Managing your Wealth Retirement

The Power of a Lasting Gift: Why Charitable Giving Through Your Will is Essential

Including your favorite charities in your will is a wonderful way to leave a lasting impact and help make the world a better place for future..

chart shows that Southwest Florida is still higher than the national average, represented by counties colored in with orange and red

Chart of the Day Managing your Wealth

45% to 59% Overvalue of Real Estate?

Today’s chart comes from Fortune, which shows the real estate markets that are “overvalued” based on the area's local incomes and construction costs.

shows the average cumulative global corporate default rate from 1981-2021 in seven year spans

Chart of the Day Managing your Wealth

With Bonds All Things Are Equal

Today's Chart of the Day comes from an article in AAII.com (American Association of Individual Investors) and shows the average cumulative global..

chart shows that changes made mutual funds go from losing assets to attracting assets

Chart of the Day Managing your Wealth

Moving the Goalposts

Today's chart appears in a research paper titled, “Moving the Goalposts? Mutual Fund Benchmark Changes and Performance Manipulation” which was..

Chart shows the 50% decrease of home sales from August 2020 to August 2022

Chart of the Day Managing your Wealth

Housing Slump

Today’s chart comes from data provided by the Department of Housing and Development (HUD) which shows that the rate of new US home sales per month..

Chart shows the probability curve in relation to investing

Chart of the Day Managing your Wealth

7 Investment Concepts

Top 7 Investment Concepts by Samuel A. Kiburz:

On Our Minds

List Grid

Estate Planning, Managing your Wealth

09/25/24

Estate Planning in Florida Basics: What to Expect | Crews Bank & Trust

Estate planning is a crucial step in securing your financial future and ensuring that your wishes are carried out after you pass. Whether you’re beginning to think about your legacy or need to update an existing plan, understanding the basics of estate planning is essential. In this blog post, we'll explore the foundational elements of estate planning, what to expect during the process, and how Crews Bank & Trust can assist you at every step.

Business, Managing your Wealth

07/3/24

Did You Know that Even Businesses Need an Estate Plan?

Owning a business is a significant achievement but with it comes the responsibility of planning for its future. Whether you intend to keep the business within your family, sell it, or ensure its smooth operation after you pass away, adequate planning is crucial. Careful estate planning can protect your business from unexpected tax liabilities and ensure its continuity according to your wishes.

Managing your Wealth, Seminar

07/2/24

Our 2024 Summer Seminars Are Here! | Crews Bank & Trust

Summer is a great time to dedicate yourself to your interests. When you have free time, consider making an investment in your greatest asset: yourself and your future! At Crews Bank and Trust, we're excited to help you on this journey with our 2024 Summer Seminars.

Estate Planning, Managing your Wealth, Retirement

05/22/24

What is a Corporate Trustee and Why on Earth Do I Need One?

If you are like many people, you may have seen or heard the term Corporate Trustee (or Corporate Fiduciary) and immediately assumed, “I don’t have lots of money, so I don’t need that.”If you did, you wouldn’t alone. Even the term, 'corporate trustee' seems a bit intimidating. Let’s dig into what a corporate trustee is and why, even without a huge bank account and a mansion, one may be exactly what you need.

Managing your Wealth

05/1/24

A Time to Buy? A Time to Sell?

You may have heard the adage, “sell in May and go away,” which essentially comes from the poor performance that the markets experience during the summer months.

Managing your Wealth

09/15/23

How to Be Financially Responsible with Your Income Tax Return

Getting a tax return mailed or transferred directly into your account is exciting. And although it’s easy to let that excitement lead you to thinking about which fun items or trips you want to take, a tax return can put you in a better financial position for the future if used responsibly.

Managing your Wealth

06/16/23

When Should Parents Start Saving for College?

Next to buying a home, a college education is the largest expenditure most parents will ever make. The key is advance planning. The more money you save now, the less money you or your child will need to borrow later. It is important to begin saving as early as possible so you can earn interest, dividends, and/or capital gains on as much money as possible.

Estate Planning, Managing your Wealth, Retirement

06/2/23

Securing Your Legacy: The Importance of Wills and Trusts

Creating a comprehensive estate plan is a critical step in ensuring that your wishes are honored, and your loved ones are protected. Two essential components of any effective estate plan are wills and trusts. While both serve to distribute assets upon your passing, they possess distinct features and advantages. Let’s explore the importance of having wills and trusts and shed light on how they can provide peace of mind and financial security for you and your family.

Estate Planning, Managing your Wealth

04/28/23

Create a Lasting Legacy by Supporting Causes You Care About

By giving to a community foundation, you can support the causes that matter most to you and make a real difference in the lives of others. Professional staff and portfolio managers help ensure that your donation is used effectively and efficiently. They also provide ongoing monitoring and oversight of the organizations they support, ensuring that your gift is making a lasting impact. The first donation to the Harvard Endowment of approximately $20,000 in today’s dollars was over 400 years ago. Therefore, a timeline of 500 years for an endowed fund is possible.

Estate Planning, Managing your Wealth, Retirement

03/13/23

The Power of a Lasting Gift: Why Charitable Giving Through Your Will is Essential

Including your favorite charities in your will is a wonderful way to leave a lasting impact and help make the world a better place for future generations. By designating a portion of your estate to charity, you can continue to support causes that matter to you long after you're gone.

Chart of the Day, Managing your Wealth

09/23/22

45% to 59% Overvalue of Real Estate?

Today’s chart comes from Fortune, which shows the real estate markets that are “overvalued” based on the area's local incomes and construction costs.

Chart of the Day, Managing your Wealth

09/20/22

With Bonds All Things Are Equal

Today's Chart of the Day comes from an article in AAII.com (American Association of Individual Investors) and shows the average cumulative global corporate default rate from 1981-2021 in seven year spans.

A common misconception is that the yield you see from a bond portfolio is what you can expect to earn. However, this is a best case scenario as some of the bonds will ultimately default, causing a loss that reduces the yield.

In rough figures, if you take the weighted average default rate of all speculative/junk bonds and assume a 50% loss of principal of those bonds, over seven years this can reduce your total return by 2.9% annually.

The current yield to maturity on speculative/junk bonds is 7.6%. When you add in the historical loss of 2.9%, this reduces the total return to 4.7%, which happens to be the same yield of 4.7% in an investment grade bond with a similar maturity.

Chart of the Day, Managing your Wealth

09/13/22

Moving the Goalposts

Today's chart appears in a research paper titled, “Moving the Goalposts? Mutual Fund Benchmark Changes and Performance Manipulation” which was referenced in an article from the Wall Street Journal the week of August 22. The paper denotes that 37% of all actively managed mutual fund managers changed their benchmarks between 2006 and 2018, and two-thirds of these changes made the funds appear to improve their performance.

Chart of the Day, Managing your Wealth

09/6/22

Housing Slump

Today’s chart comes from data provided by the Department of Housing and Development (HUD) which shows that the rate of new US home sales per month has fallen 50% from 1,000,000 to 500,00 since the peak in August 2020.

Chart of the Day, Managing your Wealth

09/2/22