chart shows the relationship between stocks and bonds

Chart of the Day

Inflation vs. Stocks and Bonds

Today’s Chart of the Day comes from S&P Dow Jones Indices.

chart shows that Southwest Florida is still higher than the national average, represented by counties colored in with orange and red

45% to 59% Overvalue of Real Estate?

Today’s chart comes from Fortune, which shows the real estate markets that are “overvalued” based on the area's local incomes and construction costs.

shows the average cumulative global corporate default rate from 1981-2021 in seven year spans

Chart of the Day Managing your Wealth

With Bonds All Things Are Equal

Today's Chart of the Day comes from an article in AAII.com (American Association of Individual Investors) and shows the average cumulative global..

chart shows that Hawaiian is the most on-time airline and Allegiant is least on-time

Chart of the Day

Percentages On-Time

The Chart of the Day comes from Bloomberg. It's not a necessarily a financial chart, but instead shows percentages of on-time flights, and the amount..

chart shows that changes made mutual funds go from losing assets to attracting assets

Chart of the Day Managing your Wealth

Moving the Goalposts

Today's chart appears in a research paper titled, “Moving the Goalposts? Mutual Fund Benchmark Changes and Performance Manipulation” which was..

Chart shows life expectancy broken down by state

Chart of the Day

Life Expectancy: 77 Years (Depending)

Today's Chart of the Day comes from an article in the Wall Street Journal which shows the life expectancy at birth based on which state you live in...

Chart shows the 50% decrease of home sales from August 2020 to August 2022

Chart of the Day Managing your Wealth

Housing Slump

Today’s chart comes from data provided by the Department of Housing and Development (HUD) which shows that the rate of new US home sales per month..

Chart shows the probability curve in relation to investing

Chart of the Day Managing your Wealth

7 Investment Concepts

Top 7 Investment Concepts by Samuel A. Kiburz:

Chart shows the money flows into ESG = Environmental, Social, and Governance ETFs since they appeared in 2015.

Chart of the Day Managing your Wealth

The Shying Away from ESG

Today's chart is from Bloomberg Intelligence, which shows the money flows into ESG (Environmental, Social, and Governance) ETFs since they appeared..

Chart shows the performance between hedge funds and the S&P 500 from 2014 - 2021.

Chart of the Day Managing your Wealth

No More Heydays for Hedge Funds

People may ask, “Why not use hedge funds?” Today's chart comes from Bloomberg and shows us the reason why. In addition to their typical expense ratio..

chart shows the average return for 20-years ending in 2015

Chart of the Day Managing your Wealth

S&P 500 vs. Average Investor

Today's chart comes from OneDigital and shows that the average return for 20-years ending in 2015 was 8.2% for the S&P 500, while the average..

Chart shows the real returns of stocks, bonds, bills, gold, and cash from 1802 - 2013

Chart of the Day Managing your Wealth

Total Return Since 1802

The following chart from Brian Ferdoldi shows the ultra long-term history of real returns from various asset classes dating back to 1802. Real..

Chart shows the consistent upward growth of the S&P 500 since 1950.

Chart of the Day Managing your Wealth

Hard to Hurt Earnings

Today's chart comes from LPL Research and shows the growth of company earnings since 1950. When you buy a stock fund you are purchasing the steam of..

Chart shows a blue line indicating the rise and fall of housing prices from 1999 - 2022.

Chart of the Day

Record Real Estate Prices

Today's Chart of the Day is a Bloomberg chart of the U.S. Median Existing Home Price provided by the National Association of Realtors going all the..

Chart shows rolling returns of S & P 500 from 1926 to 2021. Each period of time is represented by a different color. 3 = blue, 10 = pink, 20 = red, 30 = green.

Chart of the Day Managing your Wealth

Rolling, Rolling, Rolling

Today's chart is from Ben Carlson’s “A Wealth of Common Sense” which shows the S&P 500’s rolling returns for 3, 10, 20, and 30 year periods going all..

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Chart of the Day

09/27/22

Inflation vs. Stocks and Bonds

Today’s Chart of the Day comes from S&P Dow Jones Indices.

Chart of the Day, Managing your Wealth

09/23/22

45% to 59% Overvalue of Real Estate?

Today’s chart comes from Fortune, which shows the real estate markets that are “overvalued” based on the area's local incomes and construction costs.

Chart of the Day, Managing your Wealth

09/20/22

With Bonds All Things Are Equal

Today's Chart of the Day comes from an article in AAII.com (American Association of Individual Investors) and shows the average cumulative global corporate default rate from 1981-2021 in seven year spans.

A common misconception is that the yield you see from a bond portfolio is what you can expect to earn. However, this is a best case scenario as some of the bonds will ultimately default, causing a loss that reduces the yield.

In rough figures, if you take the weighted average default rate of all speculative/junk bonds and assume a 50% loss of principal of those bonds, over seven years this can reduce your total return by 2.9% annually.

The current yield to maturity on speculative/junk bonds is 7.6%. When you add in the historical loss of 2.9%, this reduces the total return to 4.7%, which happens to be the same yield of 4.7% in an investment grade bond with a similar maturity.

Chart of the Day

09/16/22

Percentages On-Time

The Chart of the Day comes from Bloomberg. It's not a necessarily a financial chart, but instead shows percentages of on-time flights, and the amount of passengers traveled per airline.

Chart of the Day, Managing your Wealth

09/13/22

Moving the Goalposts

Today's chart appears in a research paper titled, “Moving the Goalposts? Mutual Fund Benchmark Changes and Performance Manipulation” which was referenced in an article from the Wall Street Journal the week of August 22. The paper denotes that 37% of all actively managed mutual fund managers changed their benchmarks between 2006 and 2018, and two-thirds of these changes made the funds appear to improve their performance.

Chart of the Day

09/8/22

Life Expectancy: 77 Years (Depending)

Today's Chart of the Day comes from an article in the Wall Street Journal which shows the life expectancy at birth based on which state you live in. The lowest was Mississippi at 71.9 years, and the highest was Hawaii at 80.7 years. It's nice to see that Florida was on the higher end at 77.5 years.

Chart of the Day, Managing your Wealth

09/6/22

Housing Slump

Today’s chart comes from data provided by the Department of Housing and Development (HUD) which shows that the rate of new US home sales per month has fallen 50% from 1,000,000 to 500,00 since the peak in August 2020.

Chart of the Day, Managing your Wealth

09/2/22

7 Investment Concepts

Top 7 Investment Concepts by Samuel A. Kiburz:

Chart of the Day, Managing your Wealth

08/17/22

The Shying Away from ESG

Today's chart is from Bloomberg Intelligence, which shows the money flows into ESG (Environmental, Social, and Governance) ETFs since they appeared in 2015.

Chart of the Day, Managing your Wealth

08/16/22

No More Heydays for Hedge Funds

People may ask, “Why not use hedge funds?” Today's chart comes from Bloomberg and shows us the reason why. In addition to their typical expense ratio of 2% and 20% of gains above a benchmark, hedge funds have consistently underperformed the stock market, denoted by the S&P 500 index, every year since 2014. In fact, they haven’t performed well since their heydays in the 1980s, and even less so since 2007.

Chart of the Day, Managing your Wealth

08/15/22

S&P 500 vs. Average Investor

Today's chart comes from OneDigital and shows that the average return for 20-years ending in 2015 was 8.2% for the S&P 500, while the average investor only earned 2.1%. The hypothesis is: Too many investors stop investing when the market is down and/or try to time the market.

Chart of the Day, Managing your Wealth

08/4/22

Total Return Since 1802

The following chart from Brian Ferdoldi shows the ultra long-term history of real returns from various asset classes dating back to 1802. Real returns, the returns after inflation, are important to know due to inflation’s elevated levels.

Chart of the Day, Managing your Wealth

07/25/22

Hard to Hurt Earnings

Today's chart comes from LPL Research and shows the growth of company earnings since 1950. When you buy a stock fund you are purchasing the steam of their combined future earnings. Yes, that stream can temporarily decline during recessions, but over time the economy and that stream of earnings returns and continues to grow.

Chart of the Day

07/22/22

Record Real Estate Prices

Today's Chart of the Day is a Bloomberg chart of the U.S. Median Existing Home Price provided by the National Association of Realtors going all the way back to 1999.

Chart of the Day, Managing your Wealth

07/21/22

Rolling, Rolling, Rolling

Today's chart is from Ben Carlson’s “A Wealth of Common Sense” which shows the S&P 500’s rolling returns for 3, 10, 20, and 30 year periods going all the way back to 1926.

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